415-737-5949
Andrew Lee
415-737-5949
Patriot America Platinum Group - Visitors Medical Insurance
Please use this high-level information as a guide only and do not make decisions solely based on this comparison. If you have any concerns, doubts or questions, please call us for further details.It is not possible to represent all details of information in a concise manner. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.
All the amounts are in U.S. dollars.
Routine physicals and exams (wellness, vision, eyeglasses, dental etc.) are not covered in any of the group travel medical insurance plans.
General
Medical - Outpatient
至最高保额
美国紧急护理:自付额免除,$25共同支付;$0自付额除外。
美国无需预约门诊:自付额免除,$15共同支付;$0自付额除外。
共同保险仍适用。
至最高保额
在美国,生病未住院的急诊,您再支付$250共付额。
至最高保额或$250,000最高限额，以较低者为准；每个处方90天用量。
至最高保额
至最高保额
至最高保额
主刀医生费用的20%，不包括旁站医生。
至最高保额
-
至最高保额
Medical - Inpatient
至最高保额, 普通双人病房且包括护理服务。
至最高保额
至最高保额
至最高保额
主刀医生费用的20%，不包括旁站医生。
至最高保额
至最高保额
Medical - Other Treatement And Services
-
与其它符合要求的医疗费用相同
标准基础医院病床和/或标准基础轮椅。
每次事故自付额$50,最多 $150(保险自付额免除)
可选: 冒险运动, 适用65岁以下游客。
当生病导致住院或受伤至最高保额。
-
-
至最高保额
必须提前获得医生许可。
仅限不超过70岁游客急性发作。美国公民:不超过64岁并拥有主要健康保险游客最高至$1,000,000;没有主要健康保险$20,000。65岁-69岁:最多$2,500。
69岁及以下非美国公民最多$1,000,000。医疗运送最多$25,000。
包括
Dental
Travel
Life
$50,000
每位孩子$25,000,每位成人$100,000。每个家庭最高$250,000。
Other
包括
附带: 连续承保30天后保障14天。
每晚$250,最多10晚。在美国不适用。
$500
每天 $250, 最多5天住宿。
$50,000
包括
Plan Features
保险生效前, 全额退款。
保险生效后, 只要无任何理赔记录可按比例退款并减去$50取消费。
最少5天最多3年
$0
$0
个人责任: $25,000.
病房探视: $1,500.
政乱转移及送返: $100,000, 必须提前被管理商批准。
电子邮件
年度
$0 Up to 110
$100 Up to 110
$250 Up to 110
$500 Up to 110
$1,000 Up to 110
$2,500 Up to 110
$5,000 Up to 110
$10,000 Up to 110
$25,000 Up to 110
终身最高保额
$20,000 80-110
$100,000 70-79
$1,000,000 Up to 69
$2,000,000 Up to 64
$5,000,000 Up to 64
$8,000,000 Up to 64
International Medical Group (IMG)
SiriusPoint Specialty Insurance Corporation
Get instant quotes for this plan and purchase today!
- For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
- Whenever there is a difference in benefits levels within PPO network and outside PPO network, the benefits shown above are applicable when availing treatment within PPO network.
- Coverages shown are per person unless noted otherwise.
- The dash (-) in the fields above means Not Applicable (N/A).